What is the BISP PMT score, and why is it Important

BISP (Benazir Income Support Program) uses a PMT score to see which families really need financial help. PMT, or Poverty Means Test, checks a family’s income, living conditions, and other details. The lower the score, the higher the chances of getting support. In this article, we will explain what PMT score is, how it is calculated, and why it matters for BISP and other welfare programs.

What is the BISP PMT Score?

PMT stands for Poverty Means Test.
It is a score given to families after a survey.
Score is based on income, family size, house condition, and assets.
The range is from 0 to 100.
Low score = poor family (eligible for BISP).
High score = not eligible.

How PMT Score is Calculated

The score comes from the NSER (National Socio-Economic Registry) survey.
Survey teams visit homes and collect family details.
Points are given based on:
- Monthly income
- Number of family members
- Education level
- Employment status
- House type and condition
- Land or asset ownership
All these details are added to make a score between 0 and 100.
Families with lower scores are marked as deserving.

Why the PMT Score is Important

PMT score decides who is eligible for BISP support.
It makes the process fair and transparent, so only deserving families get help.
The government can easily find the poorest households first.
The same score is also used for other schemes like scholarships, ration, or small loans.
It helps in reducing corruption and favoritism, as decisions are based on data, not personal links.

PMT Score Cut-off for BISP

The PMT (Proxy Means Test) score is used to check whether a family is poor enough to get BISP benefits.
The government sets a cut-off point so only deserving people can be included.
For most BISP programs, the cut-off is 32 or below.
If your PMT score is 32 or less, you can qualify for BISP cash support.
Families with a score above 32 are considered better off and usually don’t get help.
Some programs under BISP may have slightly different cut-offs (like 25 or 40), depending on the scheme.
Example: A widow or disabled person may get relaxation even if their score is a bit higher.
Always confirm your score through the NSER survey or the 8171 portal/SMS.

How to Check Your PMT Score

Take your CNIC and check by SMS on 8171.
Or visit the nearest BISP office to ask about your score.
You can also see it on the official BISP website.
Always carry your original CNIC for verification.

Common Issues with PMT Score

Wrong information: Sometimes, wrong details are recorded during the survey.
Score not updated: If family conditions change, the score may not reflect it.
Missing from the list: Some families are accidentally left out.
Verification problems: CNIC or fingerprint may not match at the ATM or BISP center.

Conclusion

The PMT score is very important for BISP because it decides which families get financial support. It makes the system fair, helping the poorest families first. Every family should know their score and keep their information updated to get the full benefit from the program.

FAQs

What is the PMT score?
It shows how poor a family is and who can get BISP support.

Who can check the PMT score?
Any family with a valid CNIC can check their score.

How to check PMT score?
Send CNIC to 8171 or visit the nearest BISP office.

Can the score change?
Yes, it can change if family income or conditions change.