PSPA Khidmat Card – Everything You Need to Know
The Punjab Social Protection Authority (PSPA) has initiated various programs to support low-income families. One of the major initiatives is the Khidmat Card. This card works like a debit or ATM card through which the government sends financial help to eligible families. In this article, we will outline its features, eligibility criteria, application process, and latest updates.
پنجاب سوشل پروٹیکشن اتھارٹی (PSPA) نے کم آمدنی والے خاندانوں کی مدد کے لیے مختلف پروگرام شروع کیے ہیں۔ ان میں سے ایک اہم اقدام خدمت کارڈ ہے۔ یہ کارڈ ڈیبٹ یا اے ٹی ایم کارڈ کی طرح کام کرتا ہے جس کے ذریعے حکومت اہل خاندانوں کو مالی مدد بھیجتی ہے۔ اس مضمون میں، ہم اس کی خصوصیات، اہلیت کے معیار، درخواست کے عمل، اور تازہ ترین اپ ڈیٹس کا خاکہ پیش کریں گے۔

Main Features of Khidmat Card
- Regular cash assistance is transferred to the card.
- Free health and medical support for needy families.
- Education stipends so children can continue their studies.
- Subsidies on some basic household needs.
- Cash can be taken out easily from ATMs or by visiting bank counters
Eligibility Criteria
- To qualify for the Khidmat Card, some basic rules are followed:
- Applicant must be a resident of Punjab with a valid CNIC.
- Only low-income families are considered.
- The record should be available in the PSPA, BISP, or NADRA database.
- Priority is given to special groups like widows, orphans, and disabled persons.
How to Apply for Khidmat Card
Getting the Khidmat Card is not difficult. You just need to follow a few simple steps:
- Go to the nearest PSPA or BISP office in your area.
- Send your CNIC number to 8171 or check it on the official portal to confirm eligibility.
- NADRA will check and verify your family record.
- Submit the needed documents such as CNIC, proof of income, or a certificate (in case of widow or disability).
- Once your application is approved, you will get a confirmation SMS. After that, your card will be issued.
How to Use Khidmat Card
- Once you get the card, it can be activated with the help of the bank.
- Cash can be withdrawn from ATMs just like a normal debit card.
- Beneficiaries can also collect payments from Bank of Punjab counters or HBL branches.
Benefits for Society
The Khidmat Card is not just financial support; it is a step toward social improvement:
- It helps reduce poverty in poor families.
- Ensures children continue their education.
- Provides medical relief for the sick.
- Empowers women and vulnerable groups by giving them direct financial control.
Latest Updates 2025
- The government is working to add more welfare schemes under this card.
- Stipend amounts are expected to be increased in the new financial year.
- The program is expanding to more districts across Punjab for wider coverage.
Conclusion
The PSPA Khidmat Card is a great initiative to support those who need it the most. It makes financial help easy to access, transparent, and safe. Families facing difficulties can rely on this card for education, health, and daily expenses. If you are eligible, make sure to register and get the benefit.
FAQs
What is the PSPA Khidmat Card?
It is a welfare card by the Punjab Social Protection Authority that provides cash and other support to poor families.
Where can I withdraw money with this card?
You can withdraw from ATMs and Bank of Punjab or HBL counters.
Who can apply for the Khidmat Card?
Low-income families, widows, orphans, disabled persons, and other deserving citizens of Punjab.
Is this scheme permanent?
Yes, it is a continuous program, but benefits and amounts may change with time.
What documents are needed to apply?
Valid CNIC, income details, and in some cases, widow’s or disability certificate.