Apni chat Apna Ghar Scheme Eligibilty Criteria

Apni chat Apna Ghar Scheme Eligibilty Criteria 

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Apni chat Apna Ghar Scheme Eligibilty Criteria 

Apni Chat Apna Ghar Scheme is a government program in Punjab to help low- and middle-income families get their own houses. Through this scheme, eligible people can get loans with government support. In this article, we will explain who can apply and what the requirements are. 

اپنی بات اپنا گھر سکیم پنجاب میں کم اور متوسط ​​آمدنی والے خاندانوں کو اپنے گھر حاصل کرنے میں مدد کرنے کا ایک سرکاری پروگرام ہے۔ اس سکیم کے ذریعے اہل لوگ حکومتی تعاون سے قرض حاصل کر سکتے ہیں۔ اس آرٹیکل میں، ہم وضاحت کریں گے کہ کون درخواست دے سکتا ہے اور کیا تقاضے ہیں۔

Read More: ACAG Punjab Housing Loan Registration

Apni chat Apna Ghar Scheme Eligibilty Criteria

Eligibility Criteria

  • Pakistani Citizen: You must have a valid CNIC and be a permanent resident of Punjab.
  • Family Head: You should be the head of your family.
  • Land Ownership: You should already have a plot of land (1-5 marla in urban areas, 1-10 marla in rural areas).
  • No Criminal Record: Applicants with a criminal record cannot apply.
  • Financial Standing: You should not be a defaulter at any bank or financial institution.
  • NSER Registration: You must be registered in the National Socio-Economic Registry (NSER).
  • PMT Score: Your Proxy Means Test (PMT) score should be below 60% to qualify.

Required Documents

  • CNIC (original and copy)
  • Land ownership documents
  • NSER registration proof
  • PMT score proof
  • Passport-size photos

How to Apply

  • Online: Visit the official website and fill out the registration form.
  • Offline: Go to the nearest BISP or authorized center to submit your application.

 

Important Tips

  • Keep all documents ready to avoid delays.
  • Check your eligibility carefully before applying.
  • Application deadlines are announced by the government, so apply early.
  • The government will cover 60% of the cost as a subsidy, and the applicant pays 40%.

Conclusion

The Apni Chat Apna Ghar Scheme is a great chance for families in Punjab to own a home. If you are eligible, check your documents and apply soon to make your dream home a reality.

FAQs

Can unmarried people apply?

Yes, if they are the head of the family and meet all criteria.

Can I apply to someone else’s land?

No, you must apply for your own plot.

How much support do I get from the government?

The government provides a 60% subsidy for eligible applicants.

 

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