Punjab Kisan Card

Punjab Kisan Card is a government scheme made especially for farmers. Its main goal is to help farmers with money, loans, and modern farming services so that farming becomes easier and more productive. In this article, we will explain what Punjab Kisan Card is, how it works, what benefits farmers get, who can apply, and how to register. We will also share the latest updates about the current phase of this scheme, so you get all the important information in one place.

Benefits Of Punjab Kisan Card

Punjab Kisan Card is very helpful for farmers. It makes farming easier and more productive. Here are the main benefits of the kisan card.

Loans Without Interest:Farmers can take loans to buy things like seeds, fertilizers, or tools without paying extra interest.
Cash Help: Some money comes in cash which can be used for daily farming needs.
Diesel Support: Government helps with part of the diesel cost for tractors and machines, which lowers farming expenses.
Machine Discounts: Farmers can buy tractors and other farming machines at lower prices or with government help.
Crop Insurance: If crops are damaged due to floods, pests, or other problems, farmers get financial help.
Training & Advice: Farmers get guidance and training on modern farming methods to improve their farming.

Current Phase of Kisan Card

The second phase of Punjab Kisan Card started on May 15, 2025.
Total budget for this phase is PKR 75 billion, focused on helping farmers during the Kharif season.
Farmers get interest-free loans, with 30% cash and 25% for diesel purchases.
Per-acre loan limit has been increased to PKR 40,000.
Loan processing fees have been reduced to make it easier for farmers.
Farmers who repaid previous loans on time can get an extra PKR 5,000 per acre.
The scheme now covers farmers with up to 25 acres of land.

Eligibility Criteria

Here are the simple rules for applying for the Punjab Kisan Card:

Only people who do farming and own land can apply.
Farmers who own 1 to 25 acres of land are eligible.
Applicants must have a CNIC.
Farmers who repaid their previous loans on time may get extra benefits.
Applicants should be 18 years or older to apply.
Farmers must have a valid bank account for loans and subsidies.

How to Apply

Applying for the Punjab Kisan Card is very simple. Farmers have 3 main ways to apply:

1. Online Registration
  - Go to the official website.
  - First, Enter your CNIC, mobile number, and other details.
  - Follow these steps to complete your registration.

SMS Registration

- Send your CNIC number to 8070.
- Follow the instructions in the reply to register easily.
Local Bank / Agriculture Office
- Visit your nearest Bank of Punjab branch or agriculture office.
- Take your CNIC, land documents, and a passport-size photo.
- Your details will be checked and your Kisan Card will be issued.

Conclusion

Punjab Kisan Card is a very helpful scheme for farmers. It gives them money support, loans, and access to modern farming tools. With this card, farmers can reduce their farming costs, grow better crops, and manage risks like crop damage.

FAQs

Who can apply?

Any farmer who owns 1 to 25 acres of land and has a Pakistani CNIC can apply.

How do I apply?

You can visit your nearest bank or agriculture office, or send your details through SMS, or fill the form on the official portal.

What do farmers get from this card?

Farmers get loans without interest, some cash support, help with diesel, discounts on tractors, crop insurance, and farming advice.

Is there an age limit?

Yes, you should be at least 18 years old and have a bank account to receive loans or cash support.